The problem with living close to the sea

BBC News - Sandy: New Jersey devastation

Any time a hurricane goes up the East Coast of America, I am a bit surprised to see photos of houses built right on the beach getting washed away.    This style of house in particular:

This photo is actually from Hurricane Irene last year.

Hurricane Sandy has had the same effect, of course.  The link at the top shows the extent of the flooding in New Jersey, which appears to have a very large number of houses built very close to sea level.

Given that hurricanes on the East coast are not exactly rare, I'm not sure who would build or buy a house so close to such danger.

I suppose you could say the same thing about Australia, and the Gold Coast in particular.   The main  thing arguably different is that very large cyclones have never been so common so far south.  When I was a child, small cyclones coming down towards Brisbane seemed much more common, but even then they used to peter out by about the time they reached the Sunshine Coast.   As Brisbanites know, since the 1970's, it seems even those smallish cyclones have stopped coming that far South.

In other reading about the hurricane damage, I was amused to read a great bit of sarcasm in a thread at The Atlantic.  The article itself was about how the range of damage across Manhattan ranged from severe, to barely noticeable.  Someone in  the comments went on about how it hardly affected his corner, in this fashion:

My impression of the Monday Night storm does not correspond with
apocalyptic vision now being presented by The New York Times for free on
 its web page.

In my area there was never really any storm, as in storm qua storm,
or storm per se, although some miles to the south a few Atlantic Ocean
frontages reportedly got slammed. 

Which got the response:

I was under the impression something important had happened to NYC.  But
 now that you've told me nothing important happened to you, I can stop
being confused.  I will never again be under the impression anything
important happens in NYC.  Thank you so much for being the only person
whose perspective and experience matters.

Heh.