More about high rise building insurance

I noted earlier this week that people (including me) were generally unaware that the compulsory insurance against structural defects that is taken out by builders constructing houses did not apply to strata structures over 3 levels high.  

I see some history of this is in an article at the ABC, which also indicates that high rise apartments are very profitable for developers (at least, if they can sell them all):

Prior to 2002, this insurance was a mandatory feature of all domestic building contracts.
HIH Insurance Limited, a major provider of Home Warranty Insurance, was placed into administration in March 2001 and left the insurance market.

In 2002, in response to a failure from other insurers to fill the gap left by HIH, State Governments agreed to exempt builders from providing this type of insurance in buildings above three stories.

For high-rise builders, who don't need to qualify for this insurance and also had the incentive of rising land prices, speculative apartment developments started to look like attractive investments as they didn't need to qualify for this kind of insurance.

Take the now infamous Opal Tower.

Publicly available documents put the cost of this development at around $215 million. If all 392 apartments were sold at their advertised price of between $800,000 and $2.5 million each, the developers have potential to make a profit on this project of around $165 million dollars, or a 77 per cent return on their investment.

Or take the Prima Pearl skyscraper in Melbourne.

The builder was paid $230 million, to build 680 "designer" apartments. Labour and materials worth $338,000 was used per home and each sold for an average cost of $1,000,000.

Quite the tidy profit for its developer. Shame about the creaking.

He really, really wanted to buy Greenland.

It is truly a presidency impossible to parody.

President Trump responded to Danish Prime Minister Mette Frederiksen‘s message to the United States that Greenland is not for sale by tweeting Tuesday evening that he's postponing their scheduled meeting. A White House spokesman later clarified that the president's entire trip to Denmark had been canceled, per AP.

Economic genius and cult member Steve Kates was fully on board.  Of course.

The Pell decision

Sinclair Davidson's Sheltered Home for Obnoxious Old Conservatives is, of course, going off about the Victorian Appeal Court upholding George Pell's conviction by a 2 to 1 majority.  

I would have thought that anyone, on the Left or the Right, would be wise* to be cautious about this whole affair.   It seems clear that the witness must have been pretty convincing in his evidence; but also everyone knows juries have made mistakes and (obviously) different lawyers and judges can disagree about whether there is a clear enough mistake to overturn the decision. 

In short, the judicial system is imperfect, but it is what it is and there is no way of being absolutely certain here as to whether its findings accord perfectly with what really happened.  

If, by some extraordinary circumstance, it later became perfectly clear that the convictions were wrong (I think the only likelihood of that would be a confession of the victim that he invented it), it's not going to be the biggest injustice in the nation's history.   Pell will serve about the same time in jail as Lindy Chamberlain, and I think the lack of evidence and outright carelessness of the investigation and expert witnesses and prosecution collectively in that case would still stand as a worse case of injustice.  


*  That excludes the dumb, culture war blinded people of Catallaxy, naturally.

Bigger than the Pell verdict

It actually is, on Twitter, at the moment:

Many of the despairing thread comments and memes cursing Sony are funny.  I like this one, which I have seen before:

But I see on other threads that some are saying that Disney was being too greedy in the cut it wanted.  Also, that they still might reach a deal yet.

Worrying times indeed.   :)

Get Happy

Another Netflix recommendation - and this one is new and really good.

Happy Jail - a short documentary series about the jail on Cebu, in the Philippines, which became famous for the dancing prisoners a decade or so ago.

The jail - which is actually a remand jail, apparently, but people (of both sexes, and quite a few gays) can be there for many years at a time - still thrives on dancing, and is bizarrely now run by an ex-convict who is friends with the new local governor.  (He didn't start the dancing stuff - that was by a previous prison boss who spends much time rubbishing the new regime.)

It doesn't dwell on the dancing per se - although, given that they practice virtually continuously, there are lots of shots of that.   What makes is so fascinating is the way the whole place runs:  the facilities are appallingly crowded and ramshackle, and the prison is to an extraordinary extent sort of self managed.  I doubt there will ever be another documentary where the prisoners seem so happy to be being filmed.

It's extremely well made, and at half an hour per episode, doesn't wear out its welcome.

It continually makes me feel how oddball the Philippines is - fervently religious, full of terrible poverty, in-fighting, corruption, drugs; and people who really like to sing and dance through it all.  It manages to make the place look both attractive and repulsive at the same time.

Highly recommended.

In which I get to talk about syphilis again

It's been a while since I've re-visited the topic of syphilis (recent visitors can see how fascinating I find the topic by searching the blog in the sidebar), but a book review in Nature gives me an excuse to marvel at its historic devastation again.   The book is How the Brain Lost its Mind: Sex, Hysteria, and the Riddle of Mental Illness.   Sounds fun.  

Here are some extracts from the review, looking more at the syphilis side:

In the nineteenth century, neurosyphilis was one of the most ubiquitous and fatal forms of degenerative mental illness known to psychiatry. Termed general paralysis of the insane, it was widely supposed by early practitioners to be caused by bad heredity, ‘weak character’ or moral turpitude. That changed in 1913, when Japanese bacteriologist Hideyo Noguchi, working at Rockefeller University in New York City, found traces of Treponema pallidum — the spiral-shaped bacterium responsible for syphilis — in the brains of deceased people with general paralysis. At the time, as many as one-third of patients in mental hospitals had symptoms that could now be clearly traced back to syphilis (A. M. Brandt Science 239, 375–380; 1988).

(I had remarked in an earlier post that it seems surprising that it took so long for medicine to confirm syphilis led to madness.)  Back to the general effects on psychiatry after this:

...the discovery that general paralysis was a symptom of a sexually transmitted disease galvanized subsequent generations of psychiatrists. They embarked on a quest, still largely unfulfilled, to find biological foundations for other mental disorders, especially grave conditions such as schizophrenia. Only later would it become clear, as the authors point out, that neurosyphilis is “an unsuitable model for anything clearly unrelated to infection or inflammation in the frontal and temporal lobe regions”....

The age of Freud was also the age of syphilis. Freud, and psychoanalysis more generally, focused on suppressed sexual fantasies and traumas because, for patients then, the shameful and terrifying spectre of syphilis hung over every sexual encounter like “the sword of Damocles” ....

The history of neurosyphilis bequeathed a tendency to indulge in excessive reductionism. That of hysteria encouraged a tendency to indulge in excessive psychologism. And both psychiatry and neurology were left the poorer. As the authors argue, the majority of patients seen by practitioners in both fields are afflicted with what they call “in-between states” — forms of distress informed by both biology and biography. The book is in this sense a plea for neurology and psychiatry to repair ruptures, join forces and do justice to the experiences of their patients.

Just a joke? [insert nervous laugh]

Fake Chinese police cars spotted in Perth and Adelaide amid pro-Hong Kong rallies

Authorities are investigating after fake Chinese police cars were spotted in Adelaide and Perth amid pro-Hong Kong demonstrations across Australia, but the owner of one of the cars has told police it was a "joke".

Some joke...

Construction problems in Australia

That was a pretty great Four Corners last night on the abrupt realisation in Australia that our apartment construction industry was in a huge mess.   Some takeaways:

*  How do libertarians and their "always de-regulate and privatise compliance checks" attitude live with themselves?   It seems pretty clear that a large part of the problem, if not the single largest part, is the looser regime that State governments allowed for certification, going back about 20 or more years ago.

* Of course, greedy developers play their part too.  What about this tweet after the show, which has a ring of truth about it:

* There was also the surprise of the guy from an engineer's association saying that, apart from in Queensland (yay), technically, anyone in the other States can call themselves an engineer.   I had heard someone saying this before, and recently mentioned it to someone who owns a family company that builds houses and the occasional apartment or townhouse block.  He thought that didn't sound right, but it apparently is.

* I was also speaking to a solicitor recently, who has been around a long time, and he wasn't aware that the compulsory insurance run by the Queensland Building and Construction Commission for house builders (and which gives cover for 6 1/2 years for structural faults) does not apply to buildings over 3 levels high.   Apparently, this is the case pretty much everywhere in Australia, but it seems a safe bet that for decades, people buying off the plan units have not been aware that they are much, much more certain insurance position if they build a house, or buy a new townhouse with only two levels, than if they buy even a 5th floor apartment.

* The show did indicate that some changes Queensland has made (to the QBCC inspection regime) are better than what exists in other States.  Again, yay for Queensland I suppose.

*  Going back to regulation - some Asian woman said something along the lines of "we thought Australia did regulation well, so we thought apartment buying was safe".   Yeah, well - shows what happens when you go too far into self regulation.   Libertarians and their desire to let the market sought it out (you know, dodgy builders will get a bad rep and that will solve the problem) has probably stuffed up the Australian market for off the plan for some years now.   Also - see Boeing and self certification in the USA.

*  The other big issue, not covered in the program, is the matter of insurers getting cold feet about cover for engineers and certifiers, not to mention builders themselves.  I am pretty sure that part of the issue for poor apartment owners can be fights between different insurers as to which is really responsible - I mean, the body corporate itself will have insurance for things like fire and storm damage, but if you have a big water ingress problem from the first storm after it is built, that insurer is likely going to be looking at blaming design, construction or certification, which brings in up to three other insurers to fight amongst themselves as to who was really at fault.   That is, assuming the builder has any insurance at all - as the show indicated, some will just organise their corporate finances such that they can easily close down the company that built it if it looks at risk of a multi million dollar claim.

* I am aware of one high rise apartment block in inner city Brisbane years ago that had some design fault or other, which meant that body corporate levies for something like a normal sized 2 bedroom unit there went up to around $10-$11,000 per annum.  (I think to fund the legal action against the builder/designer.)  As that sort of litigation can take years, it meant people who wanted out couldn't easily sell the apartment with those levies. 

* Why has this mainly been an issue for residential apartments?  I don't recall hearing of an office block with the same level of problems.  I guess residential apartments have a lot more plumbing and fiddly bits, but still.  It would seem something about the apartment building business is particularly rotten.

Vaping mystery

I would have thought that the pro-vaping lobby would have some misgivings about their position until doctors work out what is causing serious lung disease amongst vapers in the USA.

But I have noticed no sign of that in Australia.   I see that Terry Barnes, former Liberal health adviser, is still running a pro-vaping line in the interests of reducing smoking rates. 

I know he can claim some academic support - but I think it very likely that within a few years, it will be seen to have been misplaced. 

I am surprised that people cannot apply some common sense to this issue, and judge that it is unlikely to be a healthy thing to coat your lungs regularly with the liquid needed to deliver nicotine.  Less unhealthy than smoking?  Presumably so, but the key thing should be how much it helps smokers quit - and the research on that is still early.   Even if it helps more smokers quit, it would need to be a substantially higher number than other nicotine replacement methods in order to justify the health risks associated with vaping.  As to how much higher - that is just a judgement call, and for me, it is one the vaping industry is unlikely to pass, especially taking into account how many young users it attracts. It is not as if the industry wants only ex-smokers as users, after all.

Heinlein believed

...in an afterlife, so it would seem from a 1968 letter that Michael Prescott has posted.

I am not sure I am all that surprised - I would say he always showed interest in other dimensions (a bit like in the Flatland scenario), and alternative universes, and perhaps his afterlife interests were connected with that.   (In other words, a belief that if we understood science better we could work out where "Heaven" is.)

Portland is still there

Today I had read this very anti Ngo article at Jacobin: Portland's Andy Ngo is the Most Dangerous Grifter in America, then had a look at his twitter feed during the anticipated confrontation between out of town Right wing provocateurs and local Antifa, many of whom are unsavoury looking characters in their own way.

And yeah, I have to say, it is clear Ngo isn't a real journalist.  He was tweeting short clips (taken by others - I assume he did not turn up this time, which is no doubt a good idea in his own self interest), without context, and giving the uniformly worst possible interpretation against Antifa in all cases.  He's as much as a journalist as, say, John Pilger was when doing his completely one-sided takes.  In other words, just a biased commentator with a camera. 

Anyway, it seems there wasn't as much drama at Portland as people feared, even though there were arrests.  I did see on Twitter that one of the Right wing organisers of their intervention said it was a success because it got Trump's attention on Twitter.

Yeah, right.  A real sincere exercise in free speech.

Portland is still there, and Andy Ngo is still doing his part to encourage wingnuts into thinking the US is going to collapse because of Liberals, rather than because it has a narcissistic, dumb, wannabe authoritarian President with an enabling Party behind him.

Update:  the Daily Kos version of events during the day.  Because you would have no idea what was happening if you relied on Andy Ngo.

Fluffy donut

Am sitting beside this at the moment:

She had a bath this morning...

Milk under attack

On a busy Brisbane street this morning, the anti dairy folk are out:

This is a busy street, just outside the Ekka.   Which, I now realise, is almost certainly why they are here.  

I haven't been into the Ekka this year, or last year.  I wonder if the vegans have much of a presence yet?  Given the increase in vegan products I've been noticing in supermarkets (Coles brand smoke flavoured tofu, for example), there must be some vegan promotion in there.   

Now I'm imagining late night fights there between big-hatted cow cockies and tofu stall holders.

I must go next year and find out...

Limited truth in advertising

Just saw this flyer:

Checking Wikipedia, I find that this now comprises just one original member..the drummer.   Rather like Ringo going on tour and calling himself The Beatles, no?

Saturday photo

Colmslie Beach Reserve, Brisbane:

Finger workout

This one's for reader Tim, who is interested in all things German, I think:

German finger wrestling pulls a crowd in Bavaria

Competitors, who are matched in weight and age, sit opposite each other and pull on a small leather loop using just one finger.  The winner is the one who pulls his opponent across the table. As in other forms of wrestling, those taking part must put in lots of training. Squeezing tennis balls and lifting heavy weights with just one finger are both part of the routine. To emerge triumphant, technique and physical strength are important, as is a high pain threshold.

Fingerhakeln is traditional in Bavaria and in Austria. Its origins are unclear but it is believed to have started as a way of settling arguments.

I thought at first, if only Hitler had been prepared to settle disputes with a good fingerhakeln session.  But then I thought of poor old Roosevelt being flung across the table, and America going all Man in the High Castle.

Churchill, on the other hand, might have kept Britain safe that way.

The articles has lots of photos of men in traditional get up, pulling fingers.

Does it make cream too?

More on that company that wants to get fake milk made using milk protein from GM yeast:

After working at MassBiologics less than a year, Pandya quit in 2014 to found Perfect Day with another vegan biologist, Perumal Gandhi, also now 27. Their Berkeley, California, company has developed a technology to insert a DNA sequence into microflora like yeast that produces casein and whey proteins that are identical to those found in cow’s milk. Rather than create its own line of grocery store items, Perfect Day, which has raised $40 million from investors, is selling its proteins to large food manufacturers to turn into mayonnaise, protein bars, baby formula and cookies.

I don't really understand - do those proteins make cream?  Because milk only tastes good because of the cream.  (If you're going to drink skim milk, you may as well go with unsweetened almond milk.)   And the article does not involve any actual taste test of a milk product made this whey way.  (Ha ha).  

Anyway, I am curious as to whether this can be a success.   Isn't raising yeast in gigantic bio-reactors pretty efficient,  and economical?      

Good grief

WSJ reports:

The idea of the U.S. purchasing Greenland has captured the former real-estate developer’s imagination, according to people familiar with the discussions, who said Mr. Trump has, with varying degrees of seriousness, repeatedly expressed interest in buying the ice-covered autonomous Danish territory between the North Atlantic and Arctic oceans.

In meetings, at dinners and in passing conversations, Mr. Trump has asked advisers whether the U.S. can acquire Greenland, listened with interest when they discuss its abundant resources and geopolitical importance and, according to two of the people, has asked his White House counsel to look into the idea.

Some of his advisers have supported the concept, saying it was a good economic play, two of the people said, while others dismissed it as a fleeting fascination that will never come to fruition. It is also unclear how the U.S. would go about acquiring Greenland even if the effort were serious.

Maybe Peter Thiel told him it was a good idea?   He's nutty enough to think it might make a good future Libertarian Land.  I have no idea why Trump himself would come up with the thought...

Yay for science thwarting vegans

Have I mentioned before that I'm pretty dismayed how veganism has seemingly completely trumped vegetarianism in the alt. normal diet marketplace of ideas?    I mean, really:  the idea of giving up cheese, or eggs, is a huge ask for many people, me included.   And besides, I would be pretty sure that it is much, much easier to get a load of essential vitamins from your food if you include dairy, eggs, and the occasional not-very-sentient source of protein.   (Say, prawns and oysters - I am never going to worry too much about upsetting their farmed friends by taking them out of the sea.)  

But I can see why vegans argue about not wanting to support the egg industry, which involves killing huge numbers of day old rooster chicks.   (Why they wouldn't eat ones from their own backyard, though - that seems way too purist to me.)

So I am happy to read about the big effort to find a way to deal with the problem, by not even allowing the rooster eggs to hatch:

Modern laying hens have been bred to produce huge numbers of eggs, but their brothers are useless. They don't put on weight fast enough to be raised for meat. So hatchery workers—specialized "sexers"—sort day-old chicks by hand, squeezing open their anal vents for a sign of their sex. Females are sold to farms. Males—roughly 7 billion per year worldwide, according to industry estimates—are fed into a shredder or gassed.

Sorting males from females before chicks hatch at 21 days wouldn't just avoid the massacre. Hatcheries would no longer need to employ sexers, they wouldn't waste space and energy incubating male eggs, and they could sell those eggs as a raw material for animal feed producers, the cosmetics industry, or vaccine manufacturers. The United Egg Producers, a U.S. cooperative, says it wants to be cull-free by 2020, and the German government has said it will outlaw the practice. "Everyone wants the same thing, and the right piece of technology could solve this right now," says Timothy Kurt, scientific program director at the U.S. Department of Agriculture's Foundation for Food and Agriculture Research (FFAR) in Washington, D.C.

Look at how hi-tech one method of achieving this is:

One contender is the technology behind the respeggt eggs, which sorts them based on sex hormones. Funding from governments and industry has prompted an abundance of other ideas—from laser spectroscopy to MRI scans to genetic engineering. And next month, FFAR will announce seed funding for six finalists—selected from 21 entries from 10 countries—for an Egg-Tech Prize competing for up to $6 million for a workable method.

Almuth Einspanier, a veterinary endocrinologist at Leipzig University in Germany, and her colleagues laid the groundwork for the respeggt brand. They found that by day 9 of development, female embryos produce a hormone called estrone sulfate that can be detected reliably in fluid that builds up in the egg—"essentially the embryo's pee," Einspanier says. The German grocery chain Rewe and HatchTech, a Dutch hatchery equipment supplier, founded Seleggt, a spin-off based in Cologne, Germany, to market the technique. The company built a robot that fires a laser to open a hole in the shell much smaller than a pinhead. It sucks out a minuscule drop of the fluid and adds it to a solution that turns blue in the presence of the female hormone. Female eggs go to the incubator and male eggs are sent off to be frozen and processed into powder for animal feed.

Next thing we need work on - how to make milk other than from an udder.  What happened to this artificial cow's milk that is made from GM yeast?   Deserves another post, probably.

To be added to the international "everything in Australia wants to kill you" files

An elderly couple have been badly injured trying to break up a fight between their dog and a goanna in north Queensland.

The 72-year-old man underwent surgery after being bitten by the goanna while his wife was treated for her injuries at the Proserpine Hospital.

The couple's dog was killed during the attack.

I have to admit, that is an unusual and somewhat disturbing story, even for Australia.